Transparent Guidance

Understanding Your Investment in Well-being

We believe in clear, upfront communication regarding session rates, payment options, and insurance coverage. Your peace of mind begins with clarity.

Our Commitment to Clarity

Flexible Arrangements for Your Care

Hourly Session Rates

Tailored Fee Structures

Payment & Coverage

Rates are up to $382 per hour, adjusted based on session complexity, travel, and specific arrangements. No session minimums required.

We offer individualized fee arrangements to accommodate diverse client circumstances. Please discuss your needs confidentially.

Private self-pay is accepted. We also work with Johns Hopkins EHP. Verification of benefits is recommended prior to your first appointment.

Before Your First Session

Verifying Your Insurance Benefits

Contact Your Provider

Inquire About Coverage

Confirm Reimbursement

Call your insurance company to understand your mental health benefits for outpatient services.

Ask about your deductible, co-pay, and if a referral is needed for Dr. Francis's services.

Clarify if Johns Hopkins EHP offers direct billing or if you'll need to submit for reimbursement.

Grant-Funded Services & Financial Assistance

Dr. Michael Francis is committed to making counseling and personal guidance accessible to individuals and families who might otherwise be unable to obtain the support they need. Through grant funding received from county, state, and federal sources, Dr. Francis is able to extend services to underserved communities and offer reduced-rate counseling to eligible individuals and families.

Financial assistance may be available to those experiencing economic hardship, limited access to counseling services, or other circumstances that create barriers to receiving support. Eligibility and the level of assistance available depend on the requirements of the applicable funding program, the individual’s circumstances, and the availability of grant funds at the time services are requested.

Individuals and families are encouraged to contact Dr. Francis directly to discuss their circumstances and determine whether they may qualify for grant-supported services or an individualized fee arrangement. All inquiries are handled with discretion and respect, with the goal of helping each person explore available options for receiving appropriate support.

Please contact Dr. Francis to discuss your eligibility for reduced-rate or grant-supported services.

Questions About Fees or Coverage?

We're here to help clarify any details regarding payment, rates, or insurance. Reach out for a confidential discussion.

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